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	<title>Donald Hunter™ Financial &#187; Financing Small Businesses</title>
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		<title>Business Lines of Credit</title>
		<link>http://www.donaldhunterfinancial.com/business-lines-of-credit/</link>
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		<pubDate>Thu, 01 Oct 2009 18:48:18 +0000</pubDate>
		<dc:creator>Donald Hunter, MBA, Broker, Certified Financial Planner</dc:creator>
				<category><![CDATA[Financing Small Businesses]]></category>
		<category><![CDATA[business investing]]></category>
		<category><![CDATA[business line of credit]]></category>
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		<description><![CDATA[Need the flexibility to take advantage of business opportunities as they arise? A Donald Hunter(TM) Financial business line of credit can help. As the owner, you can get cash to use toward the purchase of inventory, equipment, or to improve cash flow.  Business lines of credit are usually repaid from your business&#8217; operating cash flow [...]


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			<content:encoded><![CDATA[<div id="fbilike" style="float:left;margin-right:20px;"><iframe src="http://www.facebook.com/plugins/like.php?href=http%3A%2F%2Fwww.donaldhunterfinancial.com%2Fbusiness-lines-of-credit%2F&amp;layout=standard&amp;show_faces=true&amp;width=450&amp;action=like&amp;font=verdana&amp;colorscheme=light" scrolling="no" frameborder="0" allowTransparency="true" style="border:none; overflow:hidden; width:450px; height:60px"></iframe></div><p style="text-align: justify;"><em><span style="font-size: medium;"><span style="font-family: tahoma, arial, helvetica, sans-serif;">Need the</span><span style="font-family: tahoma, arial, helvetica, sans-serif;"><span style="font-family: tahoma, arial, helvetica, sans-serif;"> flexibility to take advantage of business opportunities </span><span style="font-size: medium;"><span style="font-family: tahoma, arial, helvetica, sans-serif;">as they arise?</span></span></span></span></em></p>
<p style="text-align: justify;"><span style="font-size: medium;"><span style="font-family: tahoma, arial, helvetica, sans-serif;"><img style=' float: left; padding: 4px; margin: 0 7px 2px 0;'  class="alignleft size-medium wp-image-204" title="iStock_000000385689XSmall" src="http://donaldhunterfinancial.com/wp-content/uploads/2009/10/iStock_000000385689XSmall-300x213.jpg" alt="iStock_000000385689XSmall" width="300" height="213" />A Donald Hunter(TM) Financial business line of credit can help. As the owner, you can get cash to use toward the purchase of inventory, equipment, or to improve </span></span><a href="http://donaldhunterfinancial.com/cash-flow-financing/"><span style="font-size: medium;"><span style="font-family: tahoma, arial, helvetica, sans-serif;">cash flow</span></span></a><span style="font-size: medium;"><span style="font-family: tahoma, arial, helvetica, sans-serif;">.  Business lines of credit are usually repaid from your business&#8217; operating cash flow (e.g., cash payments and collection of receivables).</span></span></p>
<p style="text-align: justify;"><strong><span style="font-size: medium;"><span style="font-family: tahoma, arial, helvetica, sans-serif;">Two types of lines of credit</span></span></strong></p>
<p style="text-align: justify;"><strong><em><span style="font-size: medium;"><span style="font-family: tahoma, arial, helvetica, sans-serif;">1. Reusable</span></span></em></strong></p>
<p style="text-align: justify;"><span style="font-size: medium;"><span style="font-family: tahoma, arial, helvetica, sans-serif;">A reusable line of credit allows you to withdraw, repay, and borrow again up to the original amount committed by your lender throughout the life of the loan.</span></span></p>
<p style="text-align: justify;"><strong><em><span style="font-size: medium;"><span style="font-family: tahoma, arial, helvetica, sans-serif;">2. Non-Reusable</span></span></em></strong></p>
<p style="text-align: justify;"><span style="font-size: medium;"><span style="font-family: tahoma, arial, helvetica, sans-serif;">A non-reusable line of credit allows your business to borrow an amount either in a one-time lump sum or a loan disbursed over a period of time. Each time repayment is made, your available credit is reduced by that amount.</span></span></p>
<p style="text-align: justify;"><span style="font-size: medium;"><span style="font-family: tahoma, arial, helvetica, sans-serif;">Taking out advances is fast and easy. You can choose automatic pay downs, cash advances from your line of credit, and investment of your excess cash balances.</span></span></p>
<p style="text-align: justify;"><strong><span style="font-size: medium;"><span style="font-family: tahoma, arial, helvetica, sans-serif;">Get Flexibility! </span></span></strong></p>
<p style="text-align: justify;"><span style="font-size: medium;"><span style="font-family: tahoma, arial, helvetica, sans-serif;">You can use a line of credit for a myriad of purposes:</span></span></p>
<ul style="text-align: justify;">
<li><span style="font-size: medium;"><span style="font-family: tahoma, arial, helvetica, sans-serif;">Pay for seasonal changes in inventory and receivables. </span></span></li>
<li><span style="font-size: medium;"><span style="font-family: tahoma, arial, helvetica, sans-serif;">Take advantage of supplier discounts. </span></span></li>
<li><span style="font-size: medium;"><span style="font-family: tahoma, arial, helvetica, sans-serif;">Have cash for emergencies.</span></span></li>
</ul>
<p style="text-align: justify;"><span style="font-size: medium;"><span style="font-family: tahoma, arial, helvetica, sans-serif;">Call us at (866) 323-9123 to Start Funding Now.</span></span></p>
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		<title>Financing for Small Businesses</title>
		<link>http://www.donaldhunterfinancial.com/financing-for-small-businesses/</link>
		<comments>http://www.donaldhunterfinancial.com/financing-for-small-businesses/#comments</comments>
		<pubDate>Tue, 22 Sep 2009 15:24:30 +0000</pubDate>
		<dc:creator>Donald Hunter, MBA, Broker, Certified Financial Planner</dc:creator>
				<category><![CDATA[Financing Small Businesses]]></category>
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		<description><![CDATA[Donald HunterTM Financial is seeking real estate and financial professionals to join our Total Commercial Services (TCS) team The Total Commercial Services Program gathers a team of expert professionals selected by Donald HunterTM Financial who work together to provide superior commercial finance services to small businesses. Our clients often tell us that one of the [...]


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<li><a href='http://www.donaldhunterfinancial.com/business-lines-of-credit/' rel='bookmark' title='Permanent Link: Business Lines of Credit'>Business Lines of Credit</a></li>
<li><a href='http://www.donaldhunterfinancial.com/central-valley-business-time-cvbt-radio-show-interview/' rel='bookmark' title='Permanent Link: Central Valley Business Time (CVBT) Radio Show Interview'>Central Valley Business Time (CVBT) Radio Show Interview</a></li>
<li><a href='http://www.donaldhunterfinancial.com/the-real-deal-about-refinancing-your-commercial-property-and-the-great-opportunity-for-commercial-buyers/' rel='bookmark' title='Permanent Link: The Real Deal About Refinancing Your Commercial Property and the Great Opportunity for Commercial Buyers&#8230;'>The Real Deal About Refinancing Your Commercial Property and the Great Opportunity for Commercial Buyers&#8230;</a></li>
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			<content:encoded><![CDATA[<div id="fbilike" style="float:left;margin-right:20px;"><iframe src="http://www.facebook.com/plugins/like.php?href=http%3A%2F%2Fwww.donaldhunterfinancial.com%2Ffinancing-for-small-businesses%2F&amp;layout=standard&amp;show_faces=true&amp;width=450&amp;action=like&amp;font=verdana&amp;colorscheme=light" scrolling="no" frameborder="0" allowTransparency="true" style="border:none; overflow:hidden; width:450px; height:60px"></iframe></div><p><span style="font-size: medium;"><span style="font-family: tahoma, arial, helvetica, sans-serif;">D</span><span style="font-family: tahoma, arial, helvetica, sans-serif;">onald Hunter</span></span><sup><span style="font-size: medium;"><span style="font-size: medium;"><span style="font-family: tahoma, arial, helvetica, sans-serif;">TM</span></span></span></sup><span style="font-size: medium;"><span style="font-size: medium;"><span style="font-family: tahoma, arial, helvetica, sans-serif;"> Financial is seeking real estate and financial professionals to join our </span></span></span><a href="http://donaldhunterfinancial.com/category/total-commercial-services/"><span style="font-size: medium;"><span style="font-size: medium;"><span style="font-family: tahoma, arial, helvetica, sans-serif;">Total Commercial Services</span></span></span></a><span style="font-size: medium;"><span style="font-size: medium;"><span style="font-family: tahoma, arial, helvetica, sans-serif;"> (TCS) team</span></span></span></p>
<p><span style="font-size: medium;"><span style="font-size: medium;"><span style="font-family: tahoma, arial, helvetica, sans-serif;"><img style=' float: left; padding: 4px; margin: 0 7px 2px 0;'  class="alignleft size-medium wp-image-170" title="Diverse business group meeting" src="http://donaldhunterfinancial.com/wp-content/uploads/2009/09/iStock_000005391288XSmall-300x217.jpg" alt="Diverse business group meeting" width="300" height="217" /></span></span></span></p>
<p><span style="font-size: medium;"><span style="font-size: medium;"><span style="font-family: tahoma, arial, helvetica, sans-serif;">The Total Commercial Services Program gathers a team of expert professionals selected by Donald Hunter</span></span></span><sup><span style="font-size: medium;"><span style="font-size: medium;"><span style="font-family: tahoma, arial, helvetica, sans-serif;">TM</span></span></span></sup><span style="font-size: medium;"><span style="font-size: medium;"><span style="font-family: tahoma, arial, helvetica, sans-serif;"> Financial who work together to provide superior commercial finance services to small businesses.</span></span></span></p>
<p><br class="spacer_" /></p>
<p><span style="font-size: medium;"><span style="font-size: medium;"><span style="font-family: tahoma, arial, helvetica, sans-serif;">Our clients often tell us that one of the most difficult aspects of </span></span></span><a href="http://donaldhunterfinancial.com/2009/09/14/how-to-set-up-a-successful-small-business/" class="broken_link"><span style="font-size: medium;"><span style="font-size: medium;"><span style="font-family: tahoma, arial, helvetica, sans-serif;">starting a small business</span></span></span></a><span style="font-size: medium;"><span style="font-size: medium;"><span style="font-family: tahoma, arial, helvetica, sans-serif;"> is the complexity of the process.  Once they are established and need additional funding, they face many challenges.  There is such a wide variety of lending, accounting, legal, and business-consulting services available, it is difficult </span><span style="font-family: tahoma, arial, helvetica, sans-serif;">to cho</span><span style="font-family: tahoma, arial, helvetica, sans-serif;"><span style="font-family: tahoma, arial, helvetica, sans-serif;">ose. </span><span style="font-size: medium;"><span style="font-family: tahoma, arial, helvetica, sans-serif;">The process of researching companies and individuals whom they can trust is too time-consuming for many, especially while they are also spending the majority of the time focused on their actual business.  Moreover, they cannot afford to hire each individual professional necessary to meet their funding requirements.</span></span></span></span></span></p>
<p><span style="font-size: medium;"><span style="font-family: tahoma, arial, helvetica, sans-serif;"><strong><span style="font-size: medium;"><span style="font-family: tahoma, arial, helvetica, sans-serif;">Why join our Total Commercial Services Program?</span></span></strong></span></span></p>
<ul>
<li><span style="font-size: medium;"><span style="font-family: tahoma, arial, helvetica, sans-serif;">Because, if chosen, you would become part of a team of experts in various fields, increasing your potential for gaining new clients. </span></span></li>
<li><span style="font-size: medium;"><span style="font-family: tahoma, arial, helvetica, sans-serif;">Because it allows you the opportunity to offer clients a complete set of quality financing services beyond the single service you provide.</span></span></li>
<li><span style="font-size: medium;"><span style="font-family: tahoma, arial, helvetica, sans-serif;">Because the convenient, one-stop formula of the TCS program opens the doors for small business owners to remain strong. </span></span></li>
<li><span style="font-size: medium;"><span style="font-family: tahoma, arial, helvetica, sans-serif;">Because helping small businesses is the first step in rebuilding the U.S. Economy.</span></span></li>
</ul>
<p><a href="http://donaldhunterfinancial.com/contact-us/"><span style="font-size: medium;"><span style="font-family: tahoma, arial, helvetica, sans-serif;"><em><strong><span style="font-size: medium;"><span style="font-family: tahoma, arial, helvetica, sans-serif;">Call today</span></span></strong></em></span></span></a><span style="font-size: medium;"><span style="font-size: medium;"><span style="font-family: tahoma, arial, helvetica, sans-serif;"> and sign up for our TCS webinar to learn more about how the program works.</span></span></span></p>
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