In the midst of the heart wrenching news for the unemployed in the current economy, there are plenty of small businesses with huge opportunities for growth. Unfortunately, these opportunities are not broad enough to help the unemployed in all sectors, and won’t be, until we see several sustained quarters of GDP growth.  When the broader economic pendulum swings in a more positive direction, then we will have increasing job opportunities for those looking for work.

At Donald Hunter™ Financial, we focus on the possibilities available for your small business in your local market despite the current financial state of our country.

What we offer:

• Business acquisition loans.
• Business line of credit (working capital)
• Commercial loans for real estate (purchase and refinance)
• Equipment financing
• Inventory financing
• SBA loans

We encourage you to see the glass as half full rather than half empty. We want to help you with your financing needs; it just needs to make sense given what’s going on in your local economy.

Contrary to the bullish expectations in Wall Street, consumer attitudes fell by more than one point in September after rising in August.  The increase in August can partly be attributed to reports of the recession coming to an end and the “cash for clunkers” program. Federal Reserve Chairman Ben Bernanke said in early September that the recession is very likely over at this point.  Yet, he warned that the economy might continue to feel weak to consumers for some time as people adjust.  Are you one of those companies that are experiencing growth in the midst of lagging economic indicators?  Are you still hiring even though unemployment is rising and consumer confidence is decreasing?

During this economic crisis many businesses have cut back on their inventories to guard against being stuck with unsold merchandise.  Manufacturers slashed production outputs to record lows. Now that the economy seems to be finding a bottom, production is expected to ramp up to restock those depleted inventories. Businesses are also increasing their investments in equipment such as computers.

According to David Roche, global strategist at Independent Strategy Limited, strong business investment won’t be sustained until it’s clear there is strong consumer demand for more goods and services.  What he doesn’t say is that it’s all about “location, location, location.” Another point he doesn’t say is your competition may be far weaker than you, so your access to money is crucial in grabbing market share!

It is very important to keep the broader economy in perspective, but your business may be shielded from their effects. You may consider purchasing your competition to strengthen your business for the future. Purchasing the building you currently lease could also be another excellent opportunity while interest rates are low and commercial real estate is at bargain prices.

With our finance expertise at Donald Hunter™ we help you take advantage of local market trends despite the global economic melt down.

Will your business benefit from Federal spending? 
This is a huge question you must get answered quickly so that you position your business financing appropriately for growth.

Uncle Sam has issued the biggest spending programs in history, roughly $1.5 trillion in less than a year. A separate alphabet soup of money transfers from the Federal Reserve added another $1 trillion, much of it to guarantee loans and buy up bad investments from banks that couldn’t sell them, freeing up cash for them to lend. You may have some concerns about a commercial loan that’s coming due or you may already be in default or in foreclosure. Donald Hunter™ can help you understand your refinance options to avoid losing your commercial property. SBA loans are available to refinance loans coming due.

The government’s strategy seems to have worked, and much of the planned direct government spending is still in the pipeline. The hope is all that federal spending gets the gears of the economy turning again with enough momentum that as the federal spending spigot starts to slow down, other sectors of the economy will take up the slack.

Program pitfalls:

• Are you protecting your business against possible inflation? You may want to purchase inventory before the end of the year to get tax benefits and to stock up on inventory before prices increase. A business line of credit can help you purchase inventory and equipment. It will allow you to hire employees and get them trained to ramp-up your staff before the phones start ringing, orders begin to come in, and the services need to be delivered.
• At some point, the Federal Reserve will have to unwind its trillion-dollar infusion of cash or risk igniting another asset bubble or nasty round of inflation.
• If it unwinds too quickly, it risks setting off another panic in the financial markets.
• If it leaves its policy in place too long, bankers will assume they can keep making risky loans and sell them to the Fed if they go bad.
• The government’s direct spending is being funded entirely with borrowed money.  If investors stop buying up the debt, that could force interest rates higher, creating a big problem for businesses and consumers who need to borrow money later.

Which is why the time to start funding is now.

I want to make investing in commercial niches simple for you. To get more involved in what’s happening right now with commercial real estate and how to profit from “HOT” business niches, you should sign-up for our free webinar on “Wealth In Commercial Niches ASAP”.

OH! BTW guys if you haven’t signed up for a free consultation it’s time to take advantage of it now because I don’t know how long it’s going to be available. So go ahead and signup now before it’s gone.

Also get my Business Survival Report it’s absolutely FREE!  There’s no catch whatsoever this is just a way for me to give back and help small businesses in these tough times. Here’s the link to my Free Business Survival Report again.

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